Taking time to make financial, lifestyle and retirement plans is an important first step in achieving the lifestyle you desire, no matter your goals, age, wage, or current phase of life. There are too many variables in financial planning to make it one size fits all.
Your resources should work for you, and to do this they need to be managed by a trained and experienced professional. One who understands your goals, and can help you achieve them.
Insurance helps protect your lifestyle. It is a safety net for our families in tragic times, and a safeguard when work injuries or illnesses threaten our planning and goals. What kind, and how much, are individual decisions and should be explored with professional assistance.